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ATRAM Dynamic Allocation Fund
ATRAM DYNAMIC ALLOCATION FUND
ATRAM Dynamic Allocation Fund, is a Mutual Fund company registered last September 26, 2006. The Fund was formerly the Optima Balance Fund, Inc.
The fund aims to invest in a diversified portfolio of high quality debt instruments issued by the Philippine government, prime Philippine companies and equity securities listed in the Philippine Stock Exchange designed to provide total returns consisting of current income and capital growth through investments in a diversified portfolio of debt and equity securities from both domestic and foreign issuers. The Fund is designed for those who seek an investment with a low to moderate risk.
|
Management of the Fund |
|
|
Investment Manager |
ATR Asset Management, Inc. |
|
Principal Distributor |
ATR Asset Management, Inc. |
|
Sub-Distributor |
Bonds, Equities, Securities and Traders, Inc. |
|
Transfer Agent |
Deutsche Bank AG, |
|
Custodian |
Citibank N.A. |
Investment Objective
The Fund is designed to provide regular interest income and principal preservation through investments in government and high-quality corporate debt securities aggregating below - average or low risk.
Investment Policy
A diversified portfolio invested in a combination of peso-denominated fixed income instruments (Government Securities and Corporates) AND equity securities that aims to provide capital growth over a period of time.
|
Asset Allocation |
|
|
Asset Class |
|
|
Domestic Bonds |
40 – 80 |
|
Domestic Equities |
20– 60 |
|
Cash |
0 - 20 |
|
Features of the Fund |
|
|
Fund Structure: |
Mutual Fund |
|
Fund Currency: |
Philippine Peso |
|
Launch Date: |
January 2007 |
|
Minimum Participation Amount: |
|
|
Minimum Additional Investment: |
|
|
Front End Fee: |
Maximum of 2% (Please See Table Below) |
|
Minimum Holding Period: |
15 Banking Days |
|
Early Redemption Penalty: |
1% of Redemption Amount (exclusive of eVAT) |
|
Minimum Redemption Amount: |
|
|
Redemption Notice Period: |
7 Banking Days |
|
Trust Fee: |
0.70% per annum |
|
Recommended Investment Horizon: |
At least 2 to 3 years |
|
Valuation of the Fund: |
Marked-to-Market |
|
Initial Net Asset Value Per Unit: |
|
|
Front-End Load / Fee (Exclusive of EVAT) |
|
|
Amount of Investment |
Front-End Fee |
|
5,000 - 99,999 |
2.00 % |
|
100,000 - 299,999 |
1.75 % |
|
300,000 - 499,999 |
1.50 % |
|
500,000 - 699,999 |
1.25 % |
|
700,000 - 999,999 |
1.00 % |
|
1,000,000 - up |
0.75% |
Historical Return
|
2007* |
2008 |
2009 |
2010 |
2011 |
2012 |
2013 |
2014 |
2015 |
2016 |
|
8.31% |
-23.89% |
21.51% |
27.40% |
6.32% |
24.90% |
8.30% |
10.95% |
-10.10% |
-4.13% |
* July to December 2007